HOW AUTOPAWN WORKS

Getting a loan at AutoPawn USA is fast and easy. If you have a title in your name we can probably help you. The amount we will loan you is based upon a percentage of the wholesale value and it's condition. Body damage, broken glass, high mileage or poor performance will reduce the amount we will loan you. You can call us first for a free estimate or check the Kelly blue book.

 

We will hold your Vehicle and Title in our secured storage area until the loan is repaid. Our loan option fee is 10% of the amount that you borrow for any portion of the 30 days that we have your vehicle and you have our money. For example, if you borrow $1000 you can pick up your vehicle any time during the next 30 days for $1100. If you can't redeem it by then you can just pay the 10% option fee and renew the loan for another 30 days. In this example your option fee would be $100. If you need more than 90 days you must come into the office on or before your due date to sign a new contract. If you do not pay your 10% option fee on or before your due date, AutoPawn USA will allow you a 10 day grace period.

KELLEY BLUE BOOK
This grace period, which costs you an extra $20, applies only to renewals. If you redeem your vehicle and you are in your 10 day grace period we will not charge the late fee but you would owe 2 months option fee or $1200. If you do not come in to renew the contract by your 40th day, AutoPawn USA will sell your vehicle to recover the loan amount. If you own it, we will store it and advance your money fast. We do not keep cash on the premises. The amount you borrow will be paid by check. The check can be cashed immediately at our nearby bank or you can deposit it into your account.

We normally lend from 50% to 100% of Wholesale value minus any necessary repairs. Please check the book and contact us. We would be happy to try and help !! .